:root{
  --bg:#f6f3ee; --paper:#fffdf9; --ink:#1f2a24; --muted:#6a716b; --line:#e3ddd2;
  --accent:#1f5c46; --accent-ink:#fff; --accent-soft:#e6efe9; --err:#b3261e; --focus:#2d7a5f;
  --radius:14px; --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.55 var(--sans)}
.wrap{max-width:760px;margin:0 auto;padding:0 16px}

/* Header */
.top{position:sticky;top:0;z-index:5;background:rgba(246,243,238,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px}
.brand{font-family:var(--serif);font-size:1.1rem;font-weight:600;display:flex;align-items:center;gap:8px}
.mark{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:8px;background:var(--accent);color:#fff;font-size:1rem}
.progress{display:flex;align-items:center;gap:10px;font-size:.8rem;color:var(--muted);white-space:nowrap}
.bar{width:120px;height:6px;border-radius:9px;background:var(--line);overflow:hidden}
.bar span{display:block;height:100%;width:0;background:var(--accent);transition:width .35s ease}

/* Steps */
main{padding-top:32px;padding-bottom:24px}
.step{margin-bottom:48px}
.js .step{display:none;margin:0;animation:in .3s ease}
.js .step.active{display:block}
.js .nav{display:flex}
@keyframes in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.eyebrow{margin:0 0 6px;font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);font-weight:600}
h1,h2{font-family:var(--serif);font-weight:600;line-height:1.2;margin:0 0 10px}
h1{font-size:clamp(1.8rem,5vw,2.4rem)}
h2{font-size:1.6rem}
h3{font-size:1rem;margin:0}
.lead{color:var(--muted);margin:0 0 22px;font-size:1.02rem}
.muted{color:var(--muted)}
.fine{font-size:.85rem;color:var(--muted)}
.mini{font-family:var(--sans);font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}

.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;margin:0 0 14px}
.kv{display:grid;grid-template-columns:auto 1fr;gap:4px 18px;margin:0}
.kv dt{color:var(--muted)} .kv dd{margin:0}
.ticks{margin:0;padding:0;list-style:none}
.ticks li{padding-left:26px;position:relative;margin:6px 0}
.ticks li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.note summary{cursor:pointer;font-weight:600}
.note a{color:var(--accent)}
.tag{display:inline-block;background:var(--accent-soft);border-radius:999px;padding:6px 14px;font-size:.9rem;margin:0 0 18px}
.consent p{margin:0}

/* Fields */
.grid{display:grid;grid-template-columns:repeat(6,1fr);gap:16px 18px}
.field{grid-column:span 3;min-width:0}
.field.wide{grid-column:1/-1}
.field.small{grid-column:span 2}
.field.divider{margin-top:10px;padding-top:22px;border-top:1px dashed var(--line)}
.field[hidden]{display:none}
label,legend{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}
.req{color:var(--err)}
fieldset{border:0;margin:0;padding:0}
input,select,textarea{width:100%;font:inherit;color:inherit;background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:11px 13px;transition:border-color .15s,box-shadow .15s}
textarea{resize:vertical;min-height:84px}
input[readonly]{background:transparent;color:var(--muted)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--focus);box-shadow:0 0 0 3px rgba(45,122,95,.18)}
.field.bad input,.field.bad select,.field.bad textarea{border-color:var(--err)}
.err{color:var(--err);font-size:.82rem;margin:5px 0 0;min-height:0}
.err:empty{display:none}

.choice{display:flex;gap:10px}
.choice label{flex:1;max-width:160px;margin:0;font-weight:500;cursor:pointer}
.choice input{position:absolute;opacity:0;width:1px;height:1px}
.choice span{display:block;text-align:center;padding:11px;border:1.5px solid var(--line);border-radius:10px;background:#fff;transition:all .15s}
.choice input:checked+span{background:var(--accent);border-color:var(--accent);color:#fff}
.choice input:focus-visible+span{box-shadow:0 0 0 3px rgba(45,122,95,.25)}
.field.bad .choice span{border-color:var(--err)}

.check{display:flex;gap:10px;align-items:flex-start;font-weight:500;cursor:pointer}
.check input{width:20px;height:20px;margin-top:2px;accent-color:var(--accent);flex:none}

/* Uploads */
.upload{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;margin-bottom:12px}
.upload-head p{margin:2px 0 12px;font-size:.88rem}
.drop{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin:0;font-weight:400;cursor:pointer}
.drop input{position:absolute;opacity:0;width:1px;height:1px}
.drop-cta{display:inline-block;padding:9px 16px;border-radius:9px;border:1.5px solid var(--accent);color:var(--accent);font-weight:600;font-size:.9rem}
.drop:focus-within .drop-cta{box-shadow:0 0 0 3px rgba(45,122,95,.25)}
.drop-list{font-size:.88rem;word-break:break-word}

/* Signature */
.sigbox{position:relative;border:1.5px dashed #c9c1b3;border-radius:12px;background:#fff;height:170px;touch-action:none}
.sigbox canvas{width:100%;height:100%;display:block;border-radius:12px;cursor:crosshair}
.sigbox::after{content:"";position:absolute;left:20px;right:20px;bottom:38px;border-bottom:1px solid var(--line);pointer-events:none}
.link{position:absolute;top:8px;right:10px;background:none;border:0;color:var(--accent);font:inherit;font-size:.85rem;cursor:pointer;padding:4px}
.field.bad .sigbox{border-color:var(--err)}

table.db{width:100%;border-collapse:collapse;font-size:.9rem}
table.db th,table.db td{text-align:left;padding:6px 8px;border-bottom:1px solid var(--line)}

/* Nav */
.nav{display:none;justify-content:space-between;gap:12px;margin-top:30px;padding-top:20px;border-top:1px solid var(--line)}
.btn{appearance:none;border:0;border-radius:11px;padding:13px 26px;font:600 1rem var(--sans);background:var(--accent);color:var(--accent-ink);cursor:pointer;transition:transform .1s,opacity .15s;margin-left:auto}
.btn:hover{opacity:.92} .btn:active{transform:translateY(1px)}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line);margin-left:0}
.btn[disabled]{opacity:.55;cursor:wait}
.formerr{color:var(--err);text-align:right;margin:10px 0 0;font-size:.9rem}
.formerr:empty{display:none}

.done{text-align:center;padding:40px 0}
.tickmark{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;background:var(--accent);color:#fff;display:grid;place-items:center;font-size:2rem}

.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.foot{padding-top:10px;padding-bottom:40px;font-size:.82rem;color:var(--muted);text-align:center}

@media (max-width:600px){
  .field,.field.small{grid-column:1/-1}
  .field.small{grid-column:span 3}
  .bar{width:70px}
  .brand{font-size:1rem}
  .btn{padding:13px 20px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
.cap{font-family:var(--sans);font-weight:400;font-size:.85rem}
.hint{font-size:.85rem;color:var(--accent);margin:6px 0 0;font-weight:600}.hint:empty{display:none}
.propcard{display:flex;gap:28px;flex-wrap:wrap}
.propcard .mini{display:block;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}
.note.warn{background:#fff6e5;border-color:#f0dcae}